123 Finance
Your Compass to Financial Wisdom

Welcome to 123 Finance

123 Finance provides guides & tools to managing your finances on a monthly basis, the aims of 123 Finance are:

  1. To assist you in managing your monthly finances
  2. To help you to identify where you can reduce outgoings
  3. To help you to build a savings plan
  4. To help you to manage / escape debt

It is important to note that we are not financial advisors so please do not contact us requesting financial advise. The 123 Finance website is provided purely to support the free budgeting spreadsheets that we have developed.

For those new to the site, here are some helpful links to get you started:

  • Finance Tools: Our 123 Finance Management Sheet offers you a simple application to manage your finances month to month, helping you to keep a track of income, expenses and create saving goals you can track the progress of.
  • Saving Guides: Within these guides you can find a plethora of different articles, ranging from the importance of saving, useful tips, smart budgeting and much more.
  • Debt Guides: Debt can often feel like an inescapable trap but here at 123 Finance we are here to tell you otherwise. In our 7 Part series we offer a broad range of knowledge, taking you from understanding, to managing, reducing and ultimately overcome debt.

About Us

At 123Finance we aim to guide you through the realms of savings, managing debt, and cultivating a sound financial understanding. Our journey began with a simple act: assisting friends with straightforward spreadsheets and sharing handy money tips. Their success stories, from saving more to understanding their spending, fuelled our passion. It made us think, 'Why not help more people?' And so, 123Finance was born. We've since polished our tools and expanded our advice, making it easy and accessible for everyone. Whether you're a beginner or just looking for fresh insights, we're here to help you on your financial journey.